When it comes to mortgages and renovations it is important that you have your financing in place before you take the sledge hammer out of the garage! Lenders do not like coming into play half way through a renovation. Planning is essential to ensure you will have enough funds to cover the renovation costs. Did […]

In today’s market, variable and fixed rates are not too far apart. This makes most people think that the fixed rate is the way to go as it’s often viewed as the safest option. Many believe that variable rate mortgages are for the daring and at any time your rate could double leaving you high […]

Most people are unaware that there are two different types of mortgages available to Canadians, themore common “Standard Charge” mortgage and a “Collateral Charge” mortgage. Both types ofmortgages have their advantages but it is important to understand the difference between them.The difference between the two mortgages is how the lender registers the charge with the […]